Court Supplied Summary

Insurance — property insurance — home and contents — where claim by policyholder made following break-in at home — where drafting in policy used the word ‘cover’ throughout — whether cause of action for damages arose at the time of property damage or upon determination of claim — whether claim against policy barred by Limitation Act 1969 (NSW), s 14 — whether ‘cover’ where used in policy interchangeable with ‘indemnify’

Tim Castle SC appeared for the Applicant.

Reasons for the decision can be found here.